Commercial Insurance Solutions
Coverage Designed for the Way Your Business Operates
Explore commercial insurance solutions that can help protect your employees, assets, operations, and future.
Personalized guidance • Multiple carrier options • Responsive service
A MORE COMPLETE VIEW OF YOUR RISK
More Than Individual Policies
Commercial insurance works best when coverage is considered as part of a broader strategy.
A general liability policy may help address one type of risk, while your employees, vehicles, property, equipment, professional services, and digital information create different exposures.
Our team takes the time to understand how these pieces connect before helping you evaluate the coverage options available to your business.
CORE COMMERCIAL COVERAGE
Protection for the Risks Your Business Faces
Workers’ Compensation
Help protect your employees and business when work-related injuries or illnesses occur. Coverage may include medical treatment, partial replacement of lost wages, rehabilitation, and other benefits provided under the applicable policy and law.
General Liability
Help protect your business against certain third-party claims involving bodily injury, property damage, personal injury, and advertising injury arising from your operations.
Commercial Property
Protect buildings, equipment, inventory, furniture, tools, and other physical assets against covered causes of loss that could disrupt your business.
Commercial Auto
Coverage for cars, vans, trucks, and other vehicles used in your business, with available protection for liability, physical damage, and other commercial driving exposures.
Professional Liability
Help protect your business against certain claims involving professional errors, omissions, negligence, or failure to provide services as expected.
Cyber Liability
Help your business prepare for and respond to certain data breaches, cyberattacks, privacy incidents, business interruption, and other technology-related risks.
Additional coverage options
Coverage for the Risks Beyond the Basics
Depending on how your business operates, additional policies or endorsements may be appropriate.
Our team can help you identify exposures that may not be addressed by your
primary liability, property, auto, or workers’ compensation policies.
Business Liability
- Employment Practices Liability
- Directors and Officers Liability
- Fiduciary Liability
- Liquor Liability
- Crime Insurance
- Commercial Umbrella
Property and Operations
- Business Interruption
- Business Income
- Equipment Breakdown
- Inland Marine
- Cargo Coverage
- Extra Expense Coverage
Vehicle & Technology
- Hired and Non-Owned Auto
- Cargo Liability
- Data Breach Response
- Technology-Related Liability
- Commercial Vehicle Physical Damage
BUSINESSES WE WORK WITH
Commercial Coverage Across a Range of Industries
The Insurance Shield works with contractors, skilled trades, professional service providers, retailers, hospitality businesses, commercial property owners, transportation companies, and other small and growing businesses.
Because every operation is different, industry is only the starting point. We also consider your employees, services, contracts, property, equipment, vehicles, customers, and plans for growth.
Contractors & Construction
Professional Services
Retail & Hospitality
Commercial Property
Transportation & Commercial Auto
Retail & Hospitality
PREPARING FOR A COVERAGE CONVERSATION
A Few Details Help Us Understand Your Business
You do not need to know exactly which policies you need before contacting us. However, having some basic information available can help our team evaluate your situation more effectively.
- Your Business Operations
- Employees & Payroll
- Location & Property
- Vehicles & Equipment
- Revenue
- Existing Policies
- Claims History
- Contracts
- Expected Changes
LET’S TALK ABOUT YOUR BUSINESS
The Right Coverage Starts With the Right Conversation
Tell us how your business operates, what has changed, and what you want to protect. Our team will help you evaluate the commercial insurance options available to you.